Call reports 2006
1ST COMMERCE BANK — 2006
What 1ST COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 14,829,000 |
| Total loans | 9,588,000 |
| Allowance for loan losses | 125,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 7,239,000 |
| Interest-bearing deposits | 6,717,000 |
| Noninterest-bearing deposits | 522,000 |
| Equity capital | 7,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 201,000 |
| Interest expense | 23,000 |
| Net interest income | 178,000 |
| Noninterest income | 7,000 |
| Noninterest expense | 711,000 |
| Provision for loan losses | 125,000 |
| Pretax income | -651,000 |
| Income tax | -219,000 |
| Net income | -432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 7,349,000 |
| Total capital | 7,474,000 |
| Risk-weighted assets | 10,456,000 |