Call reports 2020
GREENEVILLE FEDERAL BANK, F.S.B. — 2020
What GREENEVILLE FEDERAL BANK, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,920,000 | 161,162,000 | 157,377,000 | 156,421,000 |
| Total loans | 122,542,000 | 130,072,000 | 126,693,000 | 124,412,000 |
| Allowance for loan losses | 2,082,000 | 2,171,000 | 2,086,000 | 2,047,000 |
| Securities available for sale | 1,477,000 | 1,497,000 | 1,428,000 | 1,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,165,000 | 135,826,000 | 132,325,000 | 132,993,000 |
| Interest-bearing deposits | 108,403,000 | 115,863,000 | 113,749,000 | 111,587,000 |
| Noninterest-bearing deposits | 14,762,000 | 19,963,000 | 18,576,000 | 21,406,000 |
| Equity capital | 22,792,000 | 23,200,000 | 22,961,000 | 21,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,795,000 | 5,457,000 | 7,188,000 |
| Interest expense | 328,000 | 594,000 | 801,000 | 952,000 |
| Net interest income | 1,415,000 | 3,201,000 | 4,656,000 | 6,236,000 |
| Noninterest income | 115,000 | 217,000 | 333,000 | 452,000 |
| Noninterest expense | 1,361,000 | 2,704,000 | 4,054,000 | 5,461,000 |
| Provision for loan losses | -1,000 | 76,000 | 622,000 | 2,868,000 |
| Pretax income | 170,000 | 638,000 | 313,000 | -1,641,000 |
| Income tax | 45,000 | 167,000 | 80,000 | -430,000 |
| Net income | 125,000 | 471,000 | 233,000 | -1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,775,000 | 23,144,000 | 22,893,000 | 21,329,000 |
| Total capital | 24,170,000 | 24,556,000 | 24,276,000 | 22,699,000 |
| Risk-weighted assets | 110,918,000 | 112,270,000 | 109,997,000 | 108,906,000 |