Call reports 2016
GREENEVILLE FEDERAL BANK, F.S.B. — 2016
What GREENEVILLE FEDERAL BANK, F.S.B. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,508,000 | 147,266,000 | 148,050,000 | 152,110,000 |
| Total loans | 116,173,000 | 119,395,000 | 120,526,000 | 123,333,000 |
| Allowance for loan losses | 2,348,000 | 2,254,000 | 2,250,000 | 2,245,000 |
| Securities available for sale | 3,578,000 | 3,494,000 | 3,383,000 | 3,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,189,000 | 120,984,000 | 116,201,000 | 118,015,000 |
| Interest-bearing deposits | 109,066,000 | 105,535,000 | 102,825,000 | 104,866,000 |
| Noninterest-bearing deposits | 13,123,000 | 15,449,000 | 13,376,000 | 13,149,000 |
| Equity capital | 19,635,000 | 19,914,000 | 20,206,000 | 20,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,273,000 | 4,889,000 | 6,575,000 |
| Interest expense | 113,000 | 228,000 | 347,000 | 467,000 |
| Net interest income | 1,489,000 | 3,045,000 | 4,542,000 | 6,108,000 |
| Noninterest income | 143,000 | 296,000 | 463,000 | 618,000 |
| Noninterest expense | 1,362,000 | 2,646,000 | 3,970,000 | 5,730,000 |
| Provision for loan losses | -1,000 | 4,000 | 16,000 | 4,000 |
| Pretax income | 271,000 | 691,000 | 1,019,000 | 992,000 |
| Income tax | 109,000 | 271,000 | 306,000 | 87,000 |
| Net income | 162,000 | 420,000 | 713,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,440,000 | 19,714,000 | 20,029,000 | 20,197,000 |
| Total capital | 20,710,000 | 21,007,000 | 21,333,000 | 21,535,000 |
| Risk-weighted assets | 100,454,000 | 102,426,000 | 103,284,000 | 106,027,000 |