Call reports 2015
GREENEVILLE FEDERAL BANK, F.S.B. — 2015
What GREENEVILLE FEDERAL BANK, F.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,057,000 | 145,313,000 | 144,725,000 | 147,492,000 |
| Total loans | 118,263,000 | 115,337,000 | 116,055,000 | 118,997,000 |
| Allowance for loan losses | 2,548,000 | 2,291,000 | 2,297,000 | 2,327,000 |
| Securities available for sale | 3,404,000 | 3,296,000 | 3,201,000 | 3,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,403,000 | 125,055,000 | 123,952,000 | 123,055,000 |
| Interest-bearing deposits | 111,739,000 | 112,033,000 | 110,053,000 | 110,290,000 |
| Noninterest-bearing deposits | 12,664,000 | 13,022,000 | 13,899,000 | 12,765,000 |
| Equity capital | 17,391,000 | 17,974,000 | 18,407,000 | 19,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,318,000 | 4,981,000 | 7,087,000 |
| Interest expense | 116,000 | 230,000 | 345,000 | 459,000 |
| Net interest income | 1,510,000 | 3,088,000 | 4,636,000 | 6,628,000 |
| Noninterest income | 131,000 | 253,000 | 427,000 | 713,000 |
| Noninterest expense | 1,281,000 | 2,658,000 | 4,315,000 | 5,835,000 |
| Provision for loan losses | 2,000 | -654,000 | -1,289,000 | -2,058,000 |
| Pretax income | 358,000 | 1,337,000 | 2,037,000 | 3,564,000 |
| Income tax | 140,000 | 528,000 | 810,000 | 1,268,000 |
| Net income | 218,000 | 809,000 | 1,227,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,028,000 | 17,440,000 | 18,145,000 | 19,253,000 |
| Total capital | 17,349,000 | 18,718,000 | 19,419,000 | 20,545,000 |
| Risk-weighted assets | 104,473,000 | 100,868,000 | 100,727,000 | 102,195,000 |