Call reports 2013
GREENEVILLE FEDERAL BANK, F.S.B. — 2013
What GREENEVILLE FEDERAL BANK, F.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,985,000 | 167,589,000 | 164,709,000 | 164,832,000 |
| Total loans | 124,776,000 | 124,663,000 | 122,792,000 | 120,279,000 |
| Allowance for loan losses | 3,726,000 | 3,465,000 | 3,024,000 | 2,689,000 |
| Securities available for sale | 2,145,000 | 5,041,000 | 4,906,000 | 3,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,382,000 | 134,891,000 | 130,280,000 | 131,803,000 |
| Interest-bearing deposits | 131,228,000 | 124,787,000 | 120,071,000 | 120,180,000 |
| Noninterest-bearing deposits | 10,154,000 | 10,104,000 | 10,209,000 | 11,623,000 |
| Equity capital | 16,414,000 | 16,395,000 | 16,616,000 | 16,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,595,000 | 5,418,000 | 7,279,000 |
| Interest expense | 232,000 | 439,000 | 623,000 | 787,000 |
| Net interest income | 1,509,000 | 3,156,000 | 4,795,000 | 6,492,000 |
| Noninterest income | 145,000 | 252,000 | 348,000 | 458,000 |
| Noninterest expense | 1,378,000 | 2,704,000 | 4,031,000 | 5,718,000 |
| Provision for loan losses | 252,000 | 508,000 | 513,000 | 667,000 |
| Pretax income | 24,000 | 196,000 | 599,000 | 565,000 |
| Income tax | -167,000 | -45,000 | 125,000 | 47,000 |
| Net income | 191,000 | 241,000 | 474,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,732,000 | 15,120,000 | 14,927,000 | 14,865,000 |
| Total capital | 16,164,000 | 16,549,000 | 16,331,000 | 16,234,000 |
| Risk-weighted assets | 112,281,000 | 112,279,000 | 110,707,000 | 108,185,000 |