Call reports 2012
GREENEVILLE FEDERAL BANK, F.S.B. — 2012
What GREENEVILLE FEDERAL BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 194,414,000 | 182,069,000 | 173,941,000 | 173,481,000 |
| Total loans | 141,647,000 | 136,163,000 | 129,646,000 | 125,765,000 |
| Allowance for loan losses | 5,213,000 | 5,259,000 | 4,543,000 | 4,128,000 |
| Securities available for sale | 15,457,000 | 8,482,000 | 6,358,000 | 2,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,288,000 | 149,488,000 | 141,083,000 | 141,007,000 |
| Interest-bearing deposits | 148,706,000 | 141,648,000 | 131,693,000 | 130,679,000 |
| Noninterest-bearing deposits | 8,582,000 | 7,840,000 | 9,390,000 | 10,328,000 |
| Equity capital | 16,009,000 | 16,391,000 | 16,555,000 | 16,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,481,000 | 6,503,000 | 8,437,000 |
| Interest expense | 411,000 | 777,000 | 1,075,000 | 1,324,000 |
| Net interest income | 1,757,000 | 3,704,000 | 5,428,000 | 7,113,000 |
| Noninterest income | 113,000 | 198,000 | 172,000 | 286,000 |
| Noninterest expense | 1,396,000 | 2,779,000 | 4,190,000 | 5,562,000 |
| Provision for loan losses | 1,718,000 | 1,718,000 | 1,718,000 | 2,463,000 |
| Pretax income | -1,244,000 | -595,000 | -308,000 | -626,000 |
| Income tax | -463,000 | -176,000 | -50,000 | -52,000 |
| Net income | -781,000 | -419,000 | -258,000 | -574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,989,000 | 16,351,000 | 16,511,000 | 14,575,000 |
| Total capital | 17,682,000 | 17,952,000 | 18,039,000 | 16,017,000 |
| Risk-weighted assets | 131,946,000 | 124,453,000 | 119,257,000 | 112,691,000 |