Call reports 2020
OLPE STATE BANK — 2020
What OLPE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,360,000 | 44,190,000 | 44,267,000 | 44,189,000 |
| Total loans | 21,366,000 | 22,374,000 | 20,738,000 | 20,540,000 |
| Allowance for loan losses | 316,000 | 319,000 | 323,000 | 330,000 |
| Securities available for sale | 8,608,000 | 10,657,000 | 10,535,000 | 13,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,506,000 | 33,838,000 | 33,879,000 | 35,219,000 |
| Interest-bearing deposits | 25,710,000 | 27,181,000 | 27,383,000 | 27,349,000 |
| Noninterest-bearing deposits | 5,796,000 | 6,657,000 | 6,496,000 | 7,870,000 |
| Equity capital | 6,267,000 | 6,596,000 | 6,655,000 | 6,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 763,000 | 1,134,000 | 1,480,000 |
| Interest expense | 85,000 | 158,000 | 227,000 | 291,000 |
| Net interest income | 298,000 | 605,000 | 907,000 | 1,189,000 |
| Noninterest income | 38,000 | 118,000 | 159,000 | 232,000 |
| Noninterest expense | 244,000 | 505,000 | 767,000 | 1,028,000 |
| Provision for loan losses | 3,000 | 6,000 | 11,000 | 17,000 |
| Pretax income | 89,000 | 268,000 | 346,000 | 462,000 |
| Income tax | 5,000 | 13,000 | 18,000 | 24,000 |
| Net income | 84,000 | 255,000 | 328,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,184,000 | 6,354,000 | 6,428,000 | 6,357,000 |
| Total capital | — | 6,649,000 | 6,703,000 | 6,648,000 |
| Risk-weighted assets | — | 23,592,000 | 21,996,000 | 23,303,000 |