Call reports 2019
OLPE STATE BANK — 2019
What OLPE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 42,801,000 | 42,126,000 | 41,129,000 | 39,194,000 |
| Total loans | 20,543,000 | 20,965,000 | 21,068,000 | 20,994,000 |
| Allowance for loan losses | 285,000 | 290,000 | 295,000 | 313,000 |
| Securities available for sale | 10,313,000 | 10,052,000 | 9,626,000 | 7,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,146,000 | 34,320,000 | 32,776,000 | 31,310,000 |
| Interest-bearing deposits | 29,488,000 | 28,466,000 | 27,002,000 | 25,685,000 |
| Noninterest-bearing deposits | 5,658,000 | 5,854,000 | 5,774,000 | 5,625,000 |
| Equity capital | 6,012,000 | 6,190,000 | 6,369,000 | 6,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 809,000 | 1,235,000 | 1,629,000 |
| Interest expense | 80,000 | 178,000 | 276,000 | 365,000 |
| Net interest income | 315,000 | 631,000 | 959,000 | 1,264,000 |
| Noninterest income | 38,000 | 63,000 | 181,000 | 247,000 |
| Noninterest expense | 223,000 | 451,000 | 699,000 | 971,000 |
| Provision for loan losses | 5,000 | 11,000 | 16,000 | 33,000 |
| Pretax income | 125,000 | 232,000 | 425,000 | 507,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 120,000 | 222,000 | 410,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,999,000 | 6,102,000 | 6,289,000 | 6,189,000 |
| Total capital | 6,275,000 | 6,379,000 | 6,566,000 | 6,452,000 |
| Risk-weighted assets | 22,134,000 | 22,164,000 | 22,195,000 | 21,042,000 |