Call reports 2018
OLPE STATE BANK — 2018
What OLPE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,767,000 | 45,187,000 | 42,853,000 | 42,043,000 |
| Total loans | 20,263,000 | 21,442,000 | 21,422,000 | 21,371,000 |
| Allowance for loan losses | 270,000 | 271,000 | 276,000 | 279,000 |
| Securities available for sale | 12,176,000 | 11,896,000 | 11,333,000 | 10,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,888,000 | 37,767,000 | 35,327,000 | 34,482,000 |
| Interest-bearing deposits | 32,976,000 | 31,407,000 | 29,644,000 | 28,740,000 |
| Noninterest-bearing deposits | 5,912,000 | 6,360,000 | 5,683,000 | 5,742,000 |
| Equity capital | 5,651,000 | 5,737,000 | 5,828,000 | 5,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 745,000 | 1,138,000 | 1,549,000 |
| Interest expense | 52,000 | 119,000 | 193,000 | 272,000 |
| Net interest income | 309,000 | 626,000 | 945,000 | 1,277,000 |
| Noninterest income | 12,000 | 16,000 | 58,000 | 126,000 |
| Noninterest expense | 223,000 | 445,000 | 664,000 | 908,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 95,000 | 191,000 | 330,000 | 483,000 |
| Income tax | 6,000 | 11,000 | 15,000 | 21,000 |
| Net income | 89,000 | 180,000 | 315,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,758,000 | 5,849,000 | 5,984,000 | 5,951,000 |
| Total capital | 6,028,000 | 6,120,000 | 6,260,000 | 6,230,000 |
| Risk-weighted assets | 22,455,000 | 23,053,000 | 22,710,000 | 22,327,000 |