Call reports 2016
OLPE STATE BANK — 2016
What OLPE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,339,000 | 35,508,000 | 36,445,000 | 35,844,000 |
| Total loans | 21,086,000 | 21,559,000 | 20,610,000 | 19,729,000 |
| Allowance for loan losses | 215,000 | 225,000 | 235,000 | 238,000 |
| Securities available for sale | 9,107,000 | 8,935,000 | 9,164,000 | 9,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,336,000 | 29,342,000 | 30,190,000 | 29,862,000 |
| Interest-bearing deposits | 25,778,000 | 25,054,000 | 25,892,000 | 25,350,000 |
| Noninterest-bearing deposits | 4,558,000 | 4,288,000 | 4,298,000 | 4,512,000 |
| Equity capital | 5,764,000 | 5,912,000 | 5,976,000 | 5,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 632,000 | 951,000 | 1,258,000 |
| Interest expense | 32,000 | 66,000 | 97,000 | 135,000 |
| Net interest income | 282,000 | 566,000 | 854,000 | 1,123,000 |
| Noninterest income | 21,000 | 55,000 | 108,000 | 171,000 |
| Noninterest expense | 212,000 | 427,000 | 648,000 | 859,000 |
| Provision for loan losses | 50,000 | 60,000 | 70,000 | 73,000 |
| Pretax income | 41,000 | 134,000 | 244,000 | 366,000 |
| Income tax | 4,000 | 5,000 | 11,000 | 17,000 |
| Net income | 37,000 | 129,000 | 233,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,573,000 | 5,665,000 | 5,769,000 | 5,703,000 |
| Total capital | 5,788,000 | 5,890,000 | 6,004,000 | 5,941,000 |
| Risk-weighted assets | 22,056,000 | 22,157,000 | 21,708,000 | 20,932,000 |