Call reports 2015
OLPE STATE BANK — 2015
What OLPE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,329,000 | 36,004,000 | 35,854,000 | 35,490,000 |
| Total loans | 21,232,000 | 21,704,000 | 20,811,000 | 21,014,000 |
| Allowance for loan losses | 265,000 | 271,000 | 293,000 | 226,000 |
| Securities available for sale | 9,643,000 | 9,637,000 | 9,661,000 | 8,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,990,000 | 29,998,000 | 29,634,000 | 29,523,000 |
| Interest-bearing deposits | 25,376,000 | 25,356,000 | 24,909,000 | 24,488,000 |
| Noninterest-bearing deposits | 4,614,000 | 4,642,000 | 4,725,000 | 5,035,000 |
| Equity capital | 5,734,000 | 5,788,000 | 5,937,000 | 5,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 659,000 | 989,000 | 1,307,000 |
| Interest expense | 32,000 | 64,000 | 95,000 | 127,000 |
| Net interest income | 294,000 | 595,000 | 894,000 | 1,180,000 |
| Noninterest income | 27,000 | 64,000 | 113,000 | 183,000 |
| Noninterest expense | 222,000 | 423,000 | 637,000 | 840,000 |
| Provision for loan losses | 3,000 | 9,000 | 31,000 | 188,000 |
| Pretax income | 96,000 | 234,000 | 346,000 | 346,000 |
| Income tax | 4,000 | 10,000 | 16,000 | 13,000 |
| Net income | 92,000 | 224,000 | 330,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,518,000 | 5,651,000 | 5,757,000 | 5,577,000 |
| Total capital | 5,783,000 | 5,922,000 | 6,026,000 | 5,803,000 |
| Risk-weighted assets | 22,062,000 | 22,383,000 | 21,556,000 | 21,877,000 |