Call reports 2014
OLPE STATE BANK — 2014
What OLPE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,146,000 | 35,695,000 | 36,463,000 | 36,257,000 |
| Total loans | 22,144,000 | 22,272,000 | 20,644,000 | 22,016,000 |
| Allowance for loan losses | 257,000 | 259,000 | 264,000 | 260,000 |
| Securities available for sale | 10,487,000 | 9,940,000 | 9,657,000 | 10,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,636,000 | 29,012,000 | 29,654,000 | 29,776,000 |
| Interest-bearing deposits | 26,842,000 | 24,770,000 | 24,130,000 | 24,391,000 |
| Noninterest-bearing deposits | 4,794,000 | 4,242,000 | 5,524,000 | 5,385,000 |
| Equity capital | 5,467,000 | 5,624,000 | 5,730,000 | 5,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 662,000 | 978,000 | 1,300,000 |
| Interest expense | 35,000 | 68,000 | 101,000 | 133,000 |
| Net interest income | 293,000 | 594,000 | 877,000 | 1,167,000 |
| Noninterest income | 24,000 | 47,000 | 101,000 | 144,000 |
| Noninterest expense | 209,000 | 413,000 | 633,000 | 844,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 23,000 |
| Pretax income | 105,000 | 222,000 | 336,000 | 446,000 |
| Income tax | 6,000 | 10,000 | 15,000 | 18,000 |
| Net income | 99,000 | 212,000 | 321,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,322,000 | 5,435,000 | 5,544,000 | 5,469,000 |
| Total capital | 5,579,000 | 5,694,000 | 5,808,000 | 5,729,000 |
| Risk-weighted assets | 22,703,000 | 22,448,000 | 21,712,000 | 22,548,000 |