Call reports 2013
OLPE STATE BANK — 2013
What OLPE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,664,000 | 36,639,000 | 37,784,000 | 37,167,000 |
| Total loans | 20,957,000 | 21,878,000 | 20,654,000 | 20,999,000 |
| Allowance for loan losses | 253,000 | 254,000 | 254,000 | 254,000 |
| Securities available for sale | 10,490,000 | 9,752,000 | 9,450,000 | 10,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,035,000 | 31,143,000 | 32,162,000 | 31,745,000 |
| Interest-bearing deposits | 27,209,000 | 26,469,000 | 27,095,000 | 26,078,000 |
| Noninterest-bearing deposits | 4,826,000 | 4,674,000 | 5,067,000 | 5,667,000 |
| Equity capital | 5,514,000 | 5,421,000 | 5,530,000 | 5,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 648,000 | 979,000 | 1,301,000 |
| Interest expense | 50,000 | 96,000 | 137,000 | 176,000 |
| Net interest income | 267,000 | 552,000 | 842,000 | 1,125,000 |
| Noninterest income | 31,000 | 57,000 | 96,000 | 143,000 |
| Noninterest expense | 211,000 | 425,000 | 676,000 | 920,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 83,000 | 177,000 | 252,000 | 310,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 13,000 |
| Net income | 79,000 | 169,000 | 241,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,215,000 | 5,306,000 | 5,378,000 | 5,252,000 |
| Total capital | 5,468,000 | 5,560,000 | 5,632,000 | 5,506,000 |
| Risk-weighted assets | 22,332,000 | 22,392,000 | 21,641,000 | 21,520,000 |