Call reports 2012
OLPE STATE BANK — 2012
What OLPE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,648,000 | 36,635,000 | 37,090,000 | 37,039,000 |
| Total loans | 20,626,000 | 22,095,000 | 20,546,000 | 21,182,000 |
| Allowance for loan losses | 230,000 | 236,000 | 246,000 | 249,000 |
| Securities available for sale | 11,742,000 | 10,908,000 | 10,803,000 | 10,436,000 |
| Securities held to maturity | 145,000 | 145,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,146,000 | 31,008,000 | 31,305,000 | 31,434,000 |
| Interest-bearing deposits | 27,400,000 | 27,129,000 | 26,424,000 | 26,794,000 |
| Noninterest-bearing deposits | 3,746,000 | 3,879,000 | 4,881,000 | 4,640,000 |
| Equity capital | 5,362,000 | 5,495,000 | 5,634,000 | 5,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 713,000 | 1,068,000 | 1,414,000 |
| Interest expense | 73,000 | 140,000 | 197,000 | 253,000 |
| Net interest income | 289,000 | 573,000 | 871,000 | 1,161,000 |
| Noninterest income | 25,000 | 59,000 | 104,000 | 150,000 |
| Noninterest expense | 206,000 | 410,000 | 626,000 | 848,000 |
| Provision for loan losses | 8,000 | 14,000 | 21,000 | 28,000 |
| Pretax income | 100,000 | 208,000 | 328,000 | 425,000 |
| Income tax | 5,000 | 9,000 | 15,000 | 19,000 |
| Net income | 95,000 | 199,000 | 313,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,038,000 | 5,142,000 | 5,256,000 | 5,175,000 |
| Total capital | 5,268,000 | 5,378,000 | 5,502,000 | 5,424,000 |
| Risk-weighted assets | 22,405,000 | 23,363,000 | 22,427,000 | 22,501,000 |