Call reports 2011
OLPE STATE BANK — 2011
What OLPE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,137,000 | 36,822,000 | 37,199,000 | 36,601,000 |
| Total loans | 20,570,000 | 21,146,000 | 19,418,000 | 20,053,000 |
| Allowance for loan losses | 183,000 | 219,000 | 223,000 | 216,000 |
| Securities available for sale | 12,630,000 | 13,135,000 | 13,552,000 | 13,108,000 |
| Securities held to maturity | 295,000 | 295,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,957,000 | 31,426,000 | 31,603,000 | 30,347,000 |
| Interest-bearing deposits | 27,790,000 | 27,497,000 | 26,768,000 | 26,568,000 |
| Noninterest-bearing deposits | 4,167,000 | 3,929,000 | 4,835,000 | 3,779,000 |
| Equity capital | 5,036,000 | 5,237,000 | 5,409,000 | 5,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 762,000 | 1,141,000 | 1,502,000 |
| Interest expense | 92,000 | 178,000 | 267,000 | 344,000 |
| Net interest income | 295,000 | 584,000 | 874,000 | 1,158,000 |
| Noninterest income | 23,000 | 53,000 | 99,000 | 143,000 |
| Noninterest expense | 218,000 | 428,000 | 663,000 | 893,000 |
| Provision for loan losses | 10,000 | 38,000 | 41,000 | 41,000 |
| Pretax income | 90,000 | 166,000 | 264,000 | 362,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 17,000 |
| Net income | 86,000 | 157,000 | 251,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,897,000 | 4,968,000 | 5,061,000 | 4,973,000 |
| Total capital | 5,080,000 | 5,187,000 | 5,284,000 | 5,189,000 |
| Risk-weighted assets | 22,238,000 | 22,326,000 | 21,352,000 | 21,896,000 |