Call reports 2009
OLPE STATE BANK — 2009
What OLPE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,536,000 | 34,707,000 | 34,991,000 | 35,152,000 |
| Total loans | 19,882,000 | 20,917,000 | 19,668,000 | 20,278,000 |
| Allowance for loan losses | 235,000 | 258,000 | 310,000 | 272,000 |
| Securities available for sale | 11,640,000 | 11,227,000 | 11,450,000 | 11,527,000 |
| Securities held to maturity | 294,000 | 295,000 | 294,000 | 295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,087,000 | 29,000,000 | 29,394,000 | 29,818,000 |
| Interest-bearing deposits | 26,541,000 | 26,193,000 | 26,376,000 | 26,563,000 |
| Noninterest-bearing deposits | 2,546,000 | 2,807,000 | 3,018,000 | 3,255,000 |
| Equity capital | 5,255,000 | 5,323,000 | 5,367,000 | 5,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 911,000 | 1,359,000 | 1,796,000 |
| Interest expense | 156,000 | 301,000 | 441,000 | 574,000 |
| Net interest income | 304,000 | 610,000 | 918,000 | 1,222,000 |
| Noninterest income | 21,000 | 44,000 | 93,000 | 129,000 |
| Noninterest expense | 204,000 | 427,000 | 646,000 | 872,000 |
| Provision for loan losses | 10,000 | 32,000 | 84,000 | 96,000 |
| Pretax income | 111,000 | 195,000 | 246,000 | 348,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 17,000 |
| Net income | 106,000 | 185,000 | 232,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,799,000 | 4,877,000 | 4,893,000 | 4,782,000 |
| Total capital | 5,074,000 | 5,172,000 | 5,185,000 | 5,085,000 |
| Risk-weighted assets | 19,912,000 | 20,779,000 | 20,072,000 | 21,044,000 |