Call reports 2008
OLPE STATE BANK — 2008
What OLPE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,461,000 | 34,284,000 | 34,656,000 | 34,937,000 |
| Total loans | 19,355,000 | 20,045,000 | 19,917,000 | 19,647,000 |
| Allowance for loan losses | 253,000 | 256,000 | 284,000 | 225,000 |
| Securities available for sale | 12,809,000 | 12,067,000 | 11,894,000 | 13,133,000 |
| Securities held to maturity | 0 | 0 | 294,000 | 294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,985,000 | 28,942,000 | 29,158,000 | 29,458,000 |
| Interest-bearing deposits | 27,145,000 | 26,099,000 | 26,142,000 | 26,584,000 |
| Noninterest-bearing deposits | 2,840,000 | 2,843,000 | 3,016,000 | 2,874,000 |
| Equity capital | 5,244,000 | 5,125,000 | 5,247,000 | 5,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 537,000 | 1,049,000 | 1,555,000 | 2,039,000 |
| Interest expense | 226,000 | 426,000 | 613,000 | 789,000 |
| Net interest income | 311,000 | 623,000 | 942,000 | 1,250,000 |
| Noninterest income | 29,000 | 52,000 | 75,000 | 103,000 |
| Noninterest expense | 187,000 | 386,000 | 588,000 | 783,000 |
| Provision for loan losses | 3,000 | 6,000 | 34,000 | 111,000 |
| Pretax income | 150,000 | 283,000 | 395,000 | 459,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 18,000 |
| Net income | 144,000 | 271,000 | 377,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,793,000 | 4,920,000 | 5,027,000 | 4,785,000 |
| Total capital | 5,081,000 | 5,214,000 | 5,318,000 | 5,050,000 |
| Risk-weighted assets | 19,808,000 | 20,350,000 | 20,021,000 | 19,670,000 |