Call reports 2007
OLPE STATE BANK — 2007
What OLPE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,167,000 | 32,288,000 | 32,472,000 | 34,679,000 |
| Total loans | 19,670,000 | 19,347,000 | 17,918,000 | 19,513,000 |
| Allowance for loan losses | 250,000 | 250,000 | 249,000 | 250,000 |
| Securities available for sale | 10,734,000 | 11,446,000 | 12,171,000 | 12,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,263,000 | 27,323,000 | 27,176,000 | 29,445,000 |
| Interest-bearing deposits | 24,188,000 | 24,481,000 | 24,300,000 | 26,468,000 |
| Noninterest-bearing deposits | 3,075,000 | 2,842,000 | 2,877,000 | 2,978,000 |
| Equity capital | 4,698,000 | 4,754,000 | 5,042,000 | 5,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,021,000 | 1,547,000 | 2,088,000 |
| Interest expense | 202,000 | 423,000 | 645,000 | 874,000 |
| Net interest income | 294,000 | 598,000 | 902,000 | 1,214,000 |
| Noninterest income | 25,000 | 52,000 | 83,000 | 114,000 |
| Noninterest expense | 198,000 | 396,000 | 589,000 | 775,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 121,000 | 254,000 | 396,000 | 551,000 |
| Income tax | 5,000 | 11,000 | 17,000 | 24,000 |
| Net income | 116,000 | 243,000 | 379,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,723,000 | 4,851,000 | 4,986,000 | 4,830,000 |
| Total capital | 5,003,000 | 5,133,000 | 5,249,000 | 5,115,000 |
| Risk-weighted assets | 19,203,000 | 19,367,000 | 17,835,000 | 19,571,000 |