Call reports 2006
OLPE STATE BANK — 2006
What OLPE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,488,000 | 31,679,000 | 31,260,000 | 30,939,000 |
| Total loans | 18,852,000 | 19,543,000 | 17,991,000 | 18,384,000 |
| Allowance for loan losses | 252,000 | 252,000 | 250,000 | 250,000 |
| Securities available for sale | 11,753,000 | 10,779,000 | 12,621,000 | 11,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,801,000 | 26,875,000 | 26,188,000 | 26,065,000 |
| Interest-bearing deposits | 24,103,000 | 24,224,000 | 23,276,000 | 22,653,000 |
| Noninterest-bearing deposits | 2,698,000 | 2,651,000 | 2,912,000 | 3,412,000 |
| Equity capital | 4,491,000 | 4,598,000 | 4,829,000 | 4,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 907,000 | 1,383,000 | 1,881,000 |
| Interest expense | 164,000 | 351,000 | 545,000 | 747,000 |
| Net interest income | 275,000 | 556,000 | 838,000 | 1,134,000 |
| Noninterest income | 23,000 | 49,000 | 79,000 | 111,000 |
| Noninterest expense | 179,000 | 347,000 | 526,000 | 746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 119,000 | 258,000 | 391,000 | 499,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 28,000 |
| Net income | 112,000 | 243,000 | 368,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,646,000 | 4,777,000 | 4,901,000 | 4,731,000 |
| Total capital | 4,916,000 | 5,058,000 | 5,166,000 | 4,994,000 |
| Risk-weighted assets | 18,384,000 | 19,268,000 | 18,007,000 | 17,850,000 |