Call reports 2005
OLPE STATE BANK — 2005
What OLPE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,228,000 | 31,768,000 | 31,296,000 | 31,080,000 |
| Total loans | 19,377,000 | 18,932,000 | 17,862,000 | 18,795,000 |
| Allowance for loan losses | 250,000 | 250,000 | 250,000 | 251,000 |
| Securities available for sale | 11,483,000 | 11,679,000 | 11,817,000 | 11,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,572,000 | 26,969,000 | 26,402,000 | 26,378,000 |
| Interest-bearing deposits | 24,921,000 | 24,281,000 | 23,581,000 | 23,752,000 |
| Noninterest-bearing deposits | 2,651,000 | 2,688,000 | 2,821,000 | 2,626,000 |
| Equity capital | 4,481,000 | 4,625,000 | 4,682,000 | 4,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 795,000 | 1,209,000 | 1,636,000 |
| Interest expense | 138,000 | 280,000 | 428,000 | 581,000 |
| Net interest income | 246,000 | 515,000 | 781,000 | 1,055,000 |
| Noninterest income | 24,000 | 47,000 | 73,000 | 100,000 |
| Noninterest expense | 163,000 | 321,000 | 495,000 | 670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 241,000 | 359,000 | 485,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 29,000 |
| Net income | 100,000 | 226,000 | 337,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,550,000 | 4,676,000 | 4,787,000 | 4,663,000 |
| Total capital | 4,829,000 | 4,949,000 | 5,047,000 | 4,931,000 |
| Risk-weighted assets | 18,787,000 | 18,287,000 | 17,251,000 | 17,918,000 |