Call reports 2004
OLPE STATE BANK — 2004
What OLPE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,815,000 | 30,448,000 | 30,944,000 | 31,049,000 |
| Total loans | 18,870,000 | 19,146,000 | 18,125,000 | 18,174,000 |
| Allowance for loan losses | 246,000 | 247,000 | 250,000 | 250,000 |
| Securities available for sale | 9,610,000 | 10,652,000 | 10,697,000 | 11,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,048,000 | 25,743,000 | 26,062,000 | 26,201,000 |
| Interest-bearing deposits | 23,726,000 | 23,601,000 | 23,038,000 | 23,867,000 |
| Noninterest-bearing deposits | 2,323,000 | 2,142,000 | 3,024,000 | 2,334,000 |
| Equity capital | 4,523,000 | 4,527,000 | 4,663,000 | 4,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 742,000 | 1,119,000 | 1,486,000 |
| Interest expense | 132,000 | 259,000 | 388,000 | 518,000 |
| Net interest income | 244,000 | 483,000 | 731,000 | 968,000 |
| Noninterest income | 24,000 | 50,000 | 75,000 | 104,000 |
| Noninterest expense | 155,000 | 308,000 | 461,000 | 611,000 |
| Provision for loan losses | 4,000 | 7,000 | 9,000 | 9,000 |
| Pretax income | 109,000 | 218,000 | 336,000 | 452,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 28,000 |
| Net income | 101,000 | 203,000 | 314,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,418,000 | 4,520,000 | 4,631,000 | 4,523,000 |
| Total capital | 4,687,000 | 4,788,000 | 4,897,000 | 4,787,000 |
| Risk-weighted assets | 17,963,000 | 17,926,000 | 17,722,000 | 17,576,000 |