Call reports 2003
OLPE STATE BANK — 2003
What OLPE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,497,000 | 30,405,000 | 31,451,000 | 30,481,000 |
| Total loans | 18,433,000 | 19,129,000 | 18,729,000 | 19,051,000 |
| Allowance for loan losses | 230,000 | 234,000 | 238,000 | 242,000 |
| Securities available for sale | 10,965,000 | 10,542,000 | 10,659,000 | 10,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,619,000 | 25,575,000 | 26,582,000 | 25,892,000 |
| Interest-bearing deposits | 24,763,000 | 23,498,000 | 24,022,000 | 23,375,000 |
| Noninterest-bearing deposits | 1,856,000 | 2,077,000 | 2,560,000 | 2,517,000 |
| Equity capital | 4,595,000 | 4,540,000 | 4,587,000 | 4,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 818,000 | 1,222,000 | 1,612,000 |
| Interest expense | 179,000 | 349,000 | 503,000 | 650,000 |
| Net interest income | 232,000 | 469,000 | 719,000 | 962,000 |
| Noninterest income | 24,000 | 46,000 | 71,000 | 96,000 |
| Noninterest expense | 146,000 | 296,000 | 451,000 | 661,000 |
| Provision for loan losses | 4,000 | 7,000 | 11,000 | 15,000 |
| Pretax income | 106,000 | 212,000 | 328,000 | 382,000 |
| Income tax | 26,000 | 53,000 | 83,000 | 84,000 |
| Net income | 80,000 | 159,000 | 245,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,458,000 | 4,395,000 | 4,481,000 | 4,317,000 |
| Total capital | 4,685,000 | 4,670,000 | 4,754,000 | 4,587,000 |
| Risk-weighted assets | 18,196,000 | 18,499,000 | 18,343,000 | 18,032,000 |