Call reports 2002
OLPE STATE BANK — 2002
What OLPE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,783,000 | 30,321,000 | 30,881,000 | 31,501,000 |
| Total loans | 17,995,000 | 18,975,000 | 18,877,000 | 18,465,000 |
| Allowance for loan losses | 217,000 | 219,000 | 224,000 | 226,000 |
| Securities available for sale | 10,363,000 | 9,964,000 | 9,275,000 | 9,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,105,000 | 25,529,000 | 25,935,000 | 26,705,000 |
| Interest-bearing deposits | 24,169,000 | 23,729,000 | 24,114,000 | 24,440,000 |
| Noninterest-bearing deposits | 1,936,000 | 1,800,000 | 1,821,000 | 2,265,000 |
| Equity capital | 4,377,000 | 4,514,000 | 4,629,000 | 4,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 909,000 | 1,376,000 | 1,819,000 |
| Interest expense | 214,000 | 424,000 | 636,000 | 832,000 |
| Net interest income | 234,000 | 485,000 | 740,000 | 987,000 |
| Noninterest income | 19,000 | 39,000 | 64,000 | 90,000 |
| Noninterest expense | 132,000 | 276,000 | 420,000 | 572,000 |
| Provision for loan losses | 3,000 | 5,000 | 9,000 | 14,000 |
| Pretax income | 118,000 | 243,000 | 375,000 | 491,000 |
| Income tax | 31,000 | 65,000 | 100,000 | 127,000 |
| Net income | 87,000 | 178,000 | 275,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,320,000 | 4,411,000 | 4,508,000 | 4,379,000 |
| Total capital | 4,537,000 | 4,630,000 | 4,732,000 | 4,605,000 |
| Risk-weighted assets | 18,997,000 | 19,539,000 | 18,332,000 | 18,246,000 |