Call reports 2001
OLPE STATE BANK — 2001
What OLPE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,166,000 | 29,617,000 | 30,271,000 | 29,713,000 |
| Total loans | 18,577,000 | 18,051,000 | 17,652,000 | 17,443,000 |
| Allowance for loan losses | 338,000 | 357,000 | 178,000 | 214,000 |
| Securities available for sale | 10,826,000 | 9,390,000 | 9,062,000 | 10,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,645,000 | 25,004,000 | 25,494,000 | 25,115,000 |
| Interest-bearing deposits | 23,963,000 | 23,275,000 | 23,666,000 | 23,387,000 |
| Noninterest-bearing deposits | 1,682,000 | 1,729,000 | 1,828,000 | 1,728,000 |
| Equity capital | 4,222,000 | 4,322,000 | 4,446,000 | 4,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,137,000 | 1,647,000 | 2,166,000 |
| Interest expense | 308,000 | 605,000 | 873,000 | 1,123,000 |
| Net interest income | 267,000 | 532,000 | 774,000 | 1,043,000 |
| Noninterest income | 25,000 | 48,000 | 69,000 | 94,000 |
| Noninterest expense | 137,000 | 271,000 | 404,000 | 562,000 |
| Provision for loan losses | 67,000 | 86,000 | 90,000 | 94,000 |
| Pretax income | 88,000 | 223,000 | 349,000 | 481,000 |
| Income tax | 24,000 | 54,000 | 87,000 | 102,000 |
| Net income | 64,000 | 169,000 | 262,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,131,000 | 4,236,000 | 4,329,000 | 4,233,000 |
| Total capital | 4,372,000 | 4,470,000 | 4,507,000 | 4,447,000 |
| Risk-weighted assets | 19,219,000 | 18,636,000 | 18,552,000 | 18,215,000 |