Call reports 2025
GUARANTY BANK & TRUST COMPANY OF DELHI — 2025
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 437,881,000 | 447,309,000 | 448,464,000 | 467,042,000 |
| Total loans | 328,072,000 | 329,875,000 | 331,830,000 | 333,792,000 |
| Allowance for loan losses | 1,833,000 | 1,811,000 | 2,095,000 | 1,796,000 |
| Securities available for sale | 8,733,000 | 8,809,000 | 5,894,000 | 5,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,687,000 | 381,282,000 | 382,966,000 | 402,784,000 |
| Interest-bearing deposits | 283,820,000 | 292,445,000 | 293,414,000 | 309,806,000 |
| Noninterest-bearing deposits | 87,867,000 | 88,837,000 | 89,552,000 | 92,978,000 |
| Equity capital | 36,900,000 | 36,705,000 | 37,291,000 | 37,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,973,000 | 14,148,000 | 21,618,000 | 28,956,000 |
| Interest expense | 2,866,000 | 5,824,000 | 8,829,000 | 11,771,000 |
| Net interest income | 4,107,000 | 8,324,000 | 12,789,000 | 17,185,000 |
| Noninterest income | 387,000 | 788,000 | 1,197,000 | 1,734,000 |
| Noninterest expense | 2,765,000 | 5,214,000 | 7,927,000 | 10,874,000 |
| Provision for loan losses | 50,000 | 156,000 | 456,000 | 781,000 |
| Pretax income | 1,679,000 | 3,742,000 | 5,603,000 | 7,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,679,000 | 3,742,000 | 5,603,000 | 7,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,165,000 | 36,895,000 | 37,397,000 | 37,350,000 |
| Total capital | 38,998,000 | 38,706,000 | 39,492,000 | 39,146,000 |
| Risk-weighted assets | 256,544,000 | 252,800,000 | 254,947,000 | 262,017,000 |