Call reports 2024
GUARANTY BANK & TRUST COMPANY OF DELHI — 2024
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 405,293,000 | 400,745,000 | 405,886,000 | 423,402,000 |
| Total loans | 308,492,000 | 311,588,000 | 320,682,000 | 320,597,000 |
| Allowance for loan losses | 3,085,000 | 3,072,000 | 2,724,000 | 1,798,000 |
| Securities available for sale | 13,193,000 | 13,305,000 | 13,582,000 | 13,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,772,000 | 336,633,000 | 340,566,000 | 359,438,000 |
| Interest-bearing deposits | 248,283,000 | 248,025,000 | 254,796,000 | 271,051,000 |
| Noninterest-bearing deposits | 92,489,000 | 88,608,000 | 85,770,000 | 88,387,000 |
| Equity capital | 34,287,000 | 34,127,000 | 34,866,000 | 35,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,492,000 | 13,261,000 | 20,268,000 | 27,271,000 |
| Interest expense | 2,458,000 | 5,076,000 | 7,860,000 | 10,711,000 |
| Net interest income | 4,034,000 | 8,185,000 | 12,408,000 | 16,560,000 |
| Noninterest income | 328,000 | 763,000 | 1,165,000 | 1,935,000 |
| Noninterest expense | 2,714,000 | 5,212,000 | 8,030,000 | 10,741,000 |
| Provision for loan losses | 12,000 | 17,000 | 20,000 | 76,000 |
| Pretax income | 1,636,000 | 3,719,000 | 5,523,000 | 7,678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,636,000 | 3,719,000 | 5,523,000 | 7,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,083,000 | 34,815,000 | 35,280,000 | 35,486,000 |
| Total capital | 38,153,000 | 37,853,000 | 38,003,000 | 37,284,000 |
| Risk-weighted assets | 245,632,000 | 243,028,000 | 250,249,000 | 255,822,000 |