Call reports 2023
GUARANTY BANK & TRUST COMPANY OF DELHI — 2023
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 376,290,000 | 359,513,000 | 385,628,000 | 396,054,000 |
| Total loans | 283,191,000 | 290,636,000 | 295,490,000 | 300,707,000 |
| Allowance for loan losses | 2,768,000 | 2,755,000 | 2,728,000 | 3,094,000 |
| Securities available for sale | 22,546,000 | 22,532,000 | 22,687,000 | 18,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,931,000 | 317,432,000 | 323,027,000 | 333,927,000 |
| Interest-bearing deposits | 222,843,000 | 223,518,000 | 229,685,000 | 239,368,000 |
| Noninterest-bearing deposits | 111,088,000 | 93,914,000 | 93,342,000 | 94,559,000 |
| Equity capital | 31,982,000 | 31,497,000 | 32,053,000 | 32,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,105,000 | 10,429,000 | 16,331,000 | 22,567,000 |
| Interest expense | 1,255,000 | 2,890,000 | 4,859,000 | 7,151,000 |
| Net interest income | 3,850,000 | 7,539,000 | 11,472,000 | 15,416,000 |
| Noninterest income | 372,000 | 767,000 | 1,089,000 | 2,028,000 |
| Noninterest expense | 2,538,000 | 4,890,000 | 7,481,000 | 10,009,000 |
| Provision for loan losses | 7,000 | 7,000 | 20,000 | 513,000 |
| Pretax income | 1,677,000 | 3,409,000 | 5,060,000 | 6,922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,677,000 | 3,409,000 | 5,060,000 | 6,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,377,000 | 32,920,000 | 33,334,000 | 33,446,000 |
| Total capital | 36,144,000 | 35,674,000 | 36,061,000 | 36,425,000 |
| Risk-weighted assets | 227,881,000 | 232,016,000 | 235,505,000 | 238,254,000 |