Call reports 2022
GUARANTY BANK & TRUST COMPANY OF DELHI — 2022
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 345,073,000 | 344,257,000 | 361,396,000 | 361,928,000 |
| Total loans | 232,853,000 | 242,604,000 | 248,288,000 | 268,382,000 |
| Allowance for loan losses | 1,863,000 | 1,803,000 | 1,812,000 | 1,809,000 |
| Securities available for sale | 22,854,000 | 22,589,000 | 22,040,000 | 22,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,268,000 | 301,936,000 | 319,862,000 | 321,076,000 |
| Interest-bearing deposits | 194,124,000 | 188,875,000 | 197,084,000 | 205,743,000 |
| Noninterest-bearing deposits | 108,144,000 | 113,061,000 | 122,778,000 | 115,333,000 |
| Equity capital | 30,534,000 | 30,432,000 | 30,307,000 | 30,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,622,000 | 7,500,000 | 11,750,000 | 16,445,000 |
| Interest expense | 264,000 | 542,000 | 951,000 | 1,673,000 |
| Net interest income | 3,358,000 | 6,958,000 | 10,799,000 | 14,772,000 |
| Noninterest income | 343,000 | 890,000 | 1,260,000 | 1,752,000 |
| Noninterest expense | 2,397,000 | 4,713,000 | 7,161,000 | 9,550,000 |
| Provision for loan losses | 3,000 | 3,000 | 8,000 | 15,000 |
| Pretax income | 1,301,000 | 3,132,000 | 4,890,000 | 6,959,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,301,000 | 3,132,000 | 4,890,000 | 6,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,567,000 | 31,743,000 | 32,181,000 | 32,304,000 |
| Total capital | 33,430,000 | 33,546,000 | 33,993,000 | 34,113,000 |
| Risk-weighted assets | 193,327,000 | 199,000,000 | 203,138,000 | 216,904,000 |