Call reports 2021
GUARANTY BANK & TRUST COMPANY OF DELHI — 2021
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 330,912,000 | 341,615,000 | 335,758,000 | 340,569,000 |
| Total loans | 220,786,000 | 213,347,000 | 214,510,000 | 221,998,000 |
| Allowance for loan losses | 2,064,000 | 1,897,000 | 1,874,000 | 1,864,000 |
| Securities available for sale | 13,962,000 | 13,939,000 | 13,938,000 | 13,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,715,000 | 300,108,000 | 292,553,000 | 298,503,000 |
| Interest-bearing deposits | 188,090,000 | 185,681,000 | 185,821,000 | 186,998,000 |
| Noninterest-bearing deposits | 100,625,000 | 114,427,000 | 106,732,000 | 111,505,000 |
| Equity capital | 27,174,000 | 26,956,000 | 29,084,000 | 29,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,539,000 | 7,107,000 | 10,683,000 | 14,415,000 |
| Interest expense | 408,000 | 772,000 | 1,108,000 | 1,392,000 |
| Net interest income | 3,131,000 | 6,335,000 | 9,575,000 | 13,023,000 |
| Noninterest income | 835,000 | 1,684,000 | 4,224,000 | 4,839,000 |
| Noninterest expense | 2,300,000 | 4,839,000 | 7,392,000 | 9,833,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 1,666,000 | 3,180,000 | 6,357,000 | 7,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,666,000 | 3,180,000 | 6,357,000 | 7,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,211,000 | 27,014,000 | 29,138,000 | 29,566,000 |
| Total capital | 29,275,000 | 28,911,000 | 31,012,000 | 31,430,000 |
| Risk-weighted assets | 186,259,000 | 180,162,000 | 179,215,000 | 186,761,000 |