Call reports 2019
GUARANTY BANK & TRUST COMPANY OF DELHI — 2019
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 256,412,000 | 267,073,000 | 275,108,000 | 296,830,000 |
| Total loans | 183,812,000 | 188,921,000 | 193,700,000 | 210,018,000 |
| Allowance for loan losses | 1,260,000 | 1,283,000 | 1,306,000 | 1,369,000 |
| Securities available for sale | 14,860,000 | 14,975,000 | 14,991,000 | 13,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,728,000 | 221,803,000 | 229,832,000 | 252,695,000 |
| Interest-bearing deposits | 130,770,000 | 138,121,000 | 148,050,000 | 154,470,000 |
| Noninterest-bearing deposits | 79,958,000 | 83,682,000 | 81,782,000 | 98,225,000 |
| Equity capital | 22,375,000 | 22,209,000 | 22,592,000 | 22,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,442,000 | 6,987,000 | 10,642,000 | 14,525,000 |
| Interest expense | 546,000 | 1,118,000 | 1,747,000 | 2,397,000 |
| Net interest income | 2,896,000 | 5,869,000 | 8,895,000 | 12,128,000 |
| Noninterest income | 591,000 | 1,475,000 | 2,183,000 | 3,206,000 |
| Noninterest expense | 2,013,000 | 4,212,000 | 6,351,000 | 9,318,000 |
| Provision for loan losses | 9,000 | 37,000 | 78,000 | 170,000 |
| Pretax income | 1,465,000 | 3,095,000 | 4,649,000 | 5,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,465,000 | 3,095,000 | 4,649,000 | 5,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,532,000 | 22,252,000 | 22,619,000 | 22,586,000 |
| Total capital | 23,792,000 | 23,535,000 | 23,925,000 | 23,955,000 |
| Risk-weighted assets | 169,508,000 | 169,992,000 | 174,216,000 | 184,679,000 |