Call reports 2018
GUARANTY BANK & TRUST COMPANY OF DELHI — 2018
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,013,000 | 246,513,000 | 243,880,000 | 253,711,000 |
| Total loans | 186,003,000 | 190,812,000 | 191,940,000 | 188,104,000 |
| Allowance for loan losses | 1,273,000 | 1,289,000 | 1,242,000 | 1,284,000 |
| Securities available for sale | 15,550,000 | 14,553,000 | 14,511,000 | 14,687,000 |
| Securities held to maturity | 505,000 | 505,000 | 505,000 | 505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,413,000 | 199,623,000 | 197,063,000 | 209,333,000 |
| Interest-bearing deposits | 126,111,000 | 128,440,000 | 125,196,000 | 127,096,000 |
| Noninterest-bearing deposits | 71,302,000 | 71,183,000 | 71,867,000 | 82,237,000 |
| Equity capital | 20,586,000 | 20,310,000 | 20,692,000 | 20,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,178,000 | 6,493,000 | 9,840,000 | 13,234,000 |
| Interest expense | 370,000 | 788,000 | 1,241,000 | 1,737,000 |
| Net interest income | 2,808,000 | 5,705,000 | 8,599,000 | 11,497,000 |
| Noninterest income | 506,000 | 1,096,000 | 1,947,000 | 2,813,000 |
| Noninterest expense | 1,892,000 | 3,983,000 | 5,935,000 | 8,534,000 |
| Provision for loan losses | 0 | 39,000 | 65,000 | 116,000 |
| Pretax income | 1,422,000 | 2,779,000 | 4,546,000 | 5,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,422,000 | 2,779,000 | 4,546,000 | 5,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,055,000 | 20,776,000 | 21,200,000 | 21,067,000 |
| Total capital | 22,328,000 | 22,065,000 | 22,442,000 | 22,351,000 |
| Risk-weighted assets | 162,339,000 | 169,045,000 | 173,512,000 | 170,802,000 |