Call reports 2017
GUARANTY BANK & TRUST COMPANY OF DELHI — 2017
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 220,153,000 | 226,485,000 | 225,589,000 | 229,854,000 |
| Total loans | 176,796,000 | 179,419,000 | 181,371,000 | 179,951,000 |
| Allowance for loan losses | 1,228,000 | 1,202,000 | 1,261,000 | 1,283,000 |
| Securities available for sale | 20,760,000 | 20,855,000 | 15,809,000 | 15,672,000 |
| Securities held to maturity | 778,000 | 778,000 | 778,000 | 778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,447,000 | 173,642,000 | 177,874,000 | 183,150,000 |
| Interest-bearing deposits | 110,042,000 | 110,693,000 | 111,881,000 | 113,727,000 |
| Noninterest-bearing deposits | 63,405,000 | 62,949,000 | 65,993,000 | 69,423,000 |
| Equity capital | 19,337,000 | 18,989,000 | 19,331,000 | 19,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 5,992,000 | 9,010,000 | 12,138,000 |
| Interest expense | 293,000 | 589,000 | 913,000 | 1,252,000 |
| Net interest income | 2,665,000 | 5,403,000 | 8,097,000 | 10,886,000 |
| Noninterest income | 270,000 | 642,000 | 1,027,000 | 1,766,000 |
| Noninterest expense | 1,555,000 | 3,410,000 | 5,162,000 | 7,293,000 |
| Provision for loan losses | 85,000 | 172,000 | 247,000 | 282,000 |
| Pretax income | 1,295,000 | 2,463,000 | 3,715,000 | 5,077,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,295,000 | 2,463,000 | 3,715,000 | 5,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,600,000 | 19,152,000 | 19,331,000 | 19,632,000 |
| Total capital | 20,828,000 | 20,354,000 | 20,592,000 | 20,915,000 |
| Risk-weighted assets | 159,892,000 | 164,367,000 | 159,126,000 | 158,178,000 |