Call reports 2013
GUARANTY BANK & TRUST COMPANY OF DELHI — 2013
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,702,000 | 151,243,000 | 173,273,000 | 165,131,000 |
| Total loans | 95,317,000 | 100,629,000 | 98,493,000 | 103,076,000 |
| Allowance for loan losses | 779,000 | 781,000 | 777,000 | 781,000 |
| Securities available for sale | 13,703,000 | 13,427,000 | 13,447,000 | 13,052,000 |
| Securities held to maturity | 3,062,000 | 3,062,000 | 2,952,000 | 2,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,917,000 | 121,682,000 | 142,651,000 | 134,181,000 |
| Interest-bearing deposits | 85,893,000 | 81,683,000 | 90,505,000 | 88,738,000 |
| Noninterest-bearing deposits | 44,024,000 | 39,999,000 | 52,146,000 | 45,443,000 |
| Equity capital | 13,841,000 | 13,414,000 | 13,682,000 | 13,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,650,000 | 5,581,000 | 7,472,000 |
| Interest expense | 205,000 | 417,000 | 637,000 | 867,000 |
| Net interest income | 1,584,000 | 3,233,000 | 4,944,000 | 6,605,000 |
| Noninterest income | 255,000 | 529,000 | 771,000 | 1,123,000 |
| Noninterest expense | 1,093,000 | 2,129,000 | 3,263,000 | 4,401,000 |
| Provision for loan losses | 4,000 | 10,000 | 18,000 | 32,000 |
| Pretax income | 742,000 | 1,623,000 | 2,434,000 | 3,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 742,000 | 1,623,000 | 2,434,000 | 3,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,801,000 | 13,651,000 | 13,902,000 | 13,955,000 |
| Total capital | 14,580,000 | 14,432,000 | 14,679,000 | 14,736,000 |
| Risk-weighted assets | 117,117,000 | 108,980,000 | 112,811,000 | 126,985,000 |