Call reports 2012
GUARANTY BANK & TRUST COMPANY OF DELHI — 2012
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,424,000 | 133,515,000 | 158,059,000 | 151,243,000 |
| Total loans | 82,950,000 | 92,453,000 | 87,301,000 | 89,006,000 |
| Allowance for loan losses | 779,000 | 785,000 | 776,000 | 774,000 |
| Securities available for sale | 11,691,000 | 11,712,000 | 11,744,000 | 11,715,000 |
| Securities held to maturity | 3,571,000 | 3,271,000 | 3,271,000 | 3,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,908,000 | 111,121,000 | 131,941,000 | 125,137,000 |
| Interest-bearing deposits | 73,105,000 | 75,588,000 | 83,514,000 | 79,720,000 |
| Noninterest-bearing deposits | 40,803,000 | 35,533,000 | 48,427,000 | 45,417,000 |
| Equity capital | 13,052,000 | 12,989,000 | 13,149,000 | 13,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,415,000 | 5,197,000 | 6,925,000 |
| Interest expense | 197,000 | 392,000 | 596,000 | 810,000 |
| Net interest income | 1,470,000 | 3,023,000 | 4,601,000 | 6,115,000 |
| Noninterest income | 266,000 | 534,000 | 806,000 | 1,188,000 |
| Noninterest expense | 1,018,000 | 1,953,000 | 3,021,000 | 4,034,000 |
| Provision for loan losses | 63,000 | 87,000 | 87,000 | 92,000 |
| Pretax income | 655,000 | 1,517,000 | 2,299,000 | 3,177,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 655,000 | 1,517,000 | 2,299,000 | 3,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,038,000 | 12,940,000 | 13,068,000 | 13,060,000 |
| Total capital | 13,817,000 | 13,725,000 | 13,844,000 | 13,834,000 |
| Risk-weighted assets | 86,697,000 | 91,824,000 | 92,972,000 | 117,280,000 |