Call reports 2011
GUARANTY BANK & TRUST COMPANY OF DELHI — 2011
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,512,000 | 121,068,000 | 131,516,000 | 130,432,000 |
| Total loans | 74,530,000 | 83,764,000 | 78,346,000 | 78,903,000 |
| Allowance for loan losses | 560,000 | 599,000 | 662,000 | 715,000 |
| Securities available for sale | 10,812,000 | 7,729,000 | 7,726,000 | 7,704,000 |
| Securities held to maturity | 5,091,000 | 5,091,000 | 5,091,000 | 4,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,999,000 | 99,582,000 | 109,904,000 | 108,735,000 |
| Interest-bearing deposits | 64,727,000 | 66,077,000 | 68,035,000 | 67,481,000 |
| Noninterest-bearing deposits | 34,272,000 | 33,505,000 | 41,869,000 | 41,254,000 |
| Equity capital | 12,239,000 | 12,269,000 | 12,358,000 | 12,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,173,000 | 4,877,000 | 6,506,000 |
| Interest expense | 211,000 | 422,000 | 632,000 | 832,000 |
| Net interest income | 1,327,000 | 2,751,000 | 4,245,000 | 5,674,000 |
| Noninterest income | 255,000 | 519,000 | 789,000 | 1,165,000 |
| Noninterest expense | 990,000 | 1,893,000 | 2,856,000 | 3,859,000 |
| Provision for loan losses | 30,000 | 83,000 | 149,000 | 217,000 |
| Pretax income | 562,000 | 1,294,000 | 2,029,000 | 2,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 562,000 | 1,294,000 | 2,029,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,298,000 | 12,219,000 | 12,311,000 | 12,383,000 |
| Total capital | 12,858,000 | 12,818,000 | 12,973,000 | 13,098,000 |
| Risk-weighted assets | 90,109,000 | 92,618,000 | 85,883,000 | 83,974,000 |