Call reports 2010
GUARANTY BANK & TRUST COMPANY OF DELHI — 2010
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 121,514,000 | 115,167,000 | 122,391,000 | 121,020,000 |
| Total loans | 62,696,000 | 69,050,000 | 66,419,000 | 69,561,000 |
| Allowance for loan losses | 505,000 | 502,000 | 523,000 | 533,000 |
| Securities available for sale | 4,415,000 | 6,424,000 | 10,918,000 | 10,800,000 |
| Securities held to maturity | 7,644,000 | 5,652,000 | 5,211,000 | 5,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,435,000 | 95,187,000 | 102,257,000 | 101,241,000 |
| Interest-bearing deposits | 66,564,000 | 65,322,000 | 66,078,000 | 66,823,000 |
| Noninterest-bearing deposits | 34,871,000 | 29,865,000 | 36,179,000 | 34,418,000 |
| Equity capital | 11,680,000 | 11,651,000 | 11,681,000 | 11,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,823,000 | 4,303,000 | 5,783,000 |
| Interest expense | 263,000 | 502,000 | 729,000 | 949,000 |
| Net interest income | 1,132,000 | 2,321,000 | 3,574,000 | 4,834,000 |
| Noninterest income | 273,000 | 564,000 | 826,000 | 1,265,000 |
| Noninterest expense | 943,000 | 1,788,000 | 2,726,000 | 3,680,000 |
| Provision for loan losses | 14,000 | 36,000 | 70,000 | 107,000 |
| Pretax income | 448,000 | 1,061,000 | 1,604,000 | 2,312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 448,000 | 1,061,000 | 1,604,000 | 2,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,642,000 | 11,600,000 | 11,634,000 | 11,735,000 |
| Total capital | 12,147,000 | 12,102,000 | 12,157,000 | 12,268,000 |
| Risk-weighted assets | 89,809,000 | 88,340,000 | 86,044,000 | 89,572,000 |