Call reports 2001
GUARANTY BANK & TRUST COMPANY OF DELHI — 2001
What GUARANTY BANK & TRUST COMPANY OF DELHI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,450,000 | 76,735,000 | 78,062,000 | 80,211,000 |
| Total loans | 32,975,000 | 38,482,000 | 40,746,000 | 39,032,000 |
| Allowance for loan losses | 306,000 | 321,000 | 303,000 | 300,000 |
| Securities available for sale | 15,278,000 | 16,049,000 | 15,161,000 | 15,305,000 |
| Securities held to maturity | 6,238,000 | 6,238,000 | 6,239,000 | 6,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,866,000 | 68,860,000 | 69,719,000 | 72,002,000 |
| Interest-bearing deposits | 52,411,000 | 54,143,000 | 55,068,000 | 56,296,000 |
| Noninterest-bearing deposits | 14,455,000 | 14,717,000 | 14,651,000 | 15,706,000 |
| Equity capital | 6,905,000 | 7,113,000 | 7,504,000 | 7,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,632,000 | 3,988,000 | 5,224,000 |
| Interest expense | 589,000 | 1,185,000 | 1,754,000 | 2,260,000 |
| Net interest income | 721,000 | 1,447,000 | 2,234,000 | 2,964,000 |
| Noninterest income | 266,000 | 530,000 | 785,000 | 1,051,000 |
| Noninterest expense | 648,000 | 1,251,000 | 1,914,000 | 2,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 339,000 | 726,000 | 1,105,000 | 1,337,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 333,000 | 720,000 | 1,099,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,630,000 | 6,793,000 | 6,987,000 | 7,220,000 |
| Total capital | 6,936,000 | 7,114,000 | 7,290,000 | 7,520,000 |
| Risk-weighted assets | 38,618,000 | 48,931,000 | 45,337,000 | 52,959,000 |