Call report 2019Q4
EMPIRE NATIONAL BANK — 2019Q4
The 22 measures EMPIRE NATIONAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 978,561,000 | USD | evidence → |
| Total loans | 678,697,000 | USD | evidence → |
| Allowance for loan losses | 6,362,000 | USD | evidence → |
| Securities available for sale | 222,962,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 866,243,000 | USD | evidence → |
| Interest-bearing deposits | 705,791,000 | USD | evidence → |
| Noninterest-bearing deposits | 160,452,000 | USD | evidence → |
| Equity capital | 95,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,254,000 | USD | evidence → |
| Interest expense | 12,109,000 | USD | evidence → |
| Net interest income | 26,145,000 | USD | evidence → |
| Noninterest income | 1,945,000 | USD | evidence → |
| Noninterest expense | 21,587,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | 6,424,000 | USD | evidence → |
| Income tax | 1,200,000 | USD | evidence → |
| Net income | 5,224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,806,000 | USD | evidence → |
| Total capital | 102,176,000 | USD | evidence → |
| Risk-weighted assets | 656,396,000 | USD | evidence → |