Call report 2018Q4
EMPIRE NATIONAL BANK — 2018Q4
The 22 measures EMPIRE NATIONAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 988,203,000 | USD | evidence → |
| Total loans | 673,569,000 | USD | evidence → |
| Allowance for loan losses | 6,463,000 | USD | evidence → |
| Securities available for sale | 268,999,000 | USD | evidence → |
| Securities held to maturity | 4,945,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 895,794,000 | USD | evidence → |
| Interest-bearing deposits | 723,591,000 | USD | evidence → |
| Noninterest-bearing deposits | 172,203,000 | USD | evidence → |
| Equity capital | 83,359,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,181,000 | USD | evidence → |
| Interest expense | 8,838,000 | USD | evidence → |
| Net interest income | 26,343,000 | USD | evidence → |
| Noninterest income | 1,782,000 | USD | evidence → |
| Noninterest expense | 21,974,000 | USD | evidence → |
| Provision for loan losses | 682,000 | USD | evidence → |
| Pretax income | 5,419,000 | USD | evidence → |
| Income tax | 968,000 | USD | evidence → |
| Net income | 4,451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,942,000 | USD | evidence → |
| Total capital | 96,414,000 | USD | evidence → |
| Risk-weighted assets | 681,148,000 | USD | evidence → |