Call report 2012Q4
EMPIRE NATIONAL BANK — 2012Q4
The 22 measures EMPIRE NATIONAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 438,399,000 | USD | evidence → |
| Total loans | 243,687,000 | USD | evidence → |
| Allowance for loan losses | 4,476,000 | USD | evidence → |
| Securities available for sale | 180,202,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,358,000 | USD | evidence → |
| Interest-bearing deposits | 191,193,000 | USD | evidence → |
| Noninterest-bearing deposits | 172,165,000 | USD | evidence → |
| Equity capital | 42,216,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,696,000 | USD | evidence → |
| Interest expense | 2,268,000 | USD | evidence → |
| Net interest income | 13,428,000 | USD | evidence → |
| Noninterest income | 606,000 | USD | evidence → |
| Noninterest expense | 12,533,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 2,552,000 | USD | evidence → |
| Income tax | -1,072,000 | USD | evidence → |
| Net income | 3,624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,590,000 | USD | evidence → |
| Total capital | 44,067,000 | USD | evidence → |
| Risk-weighted assets | 277,156,000 | USD | evidence → |