Call report 2008Q4
EMPIRE NATIONAL BANK — 2008Q4
The 22 measures EMPIRE NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,292,000 | USD | evidence → |
| Total loans | 64,513,000 | USD | evidence → |
| Allowance for loan losses | 641,000 | USD | evidence → |
| Securities available for sale | 26,130,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,730,000 | USD | evidence → |
| Interest-bearing deposits | 32,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,806,000 | USD | evidence → |
| Equity capital | 29,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,119,000 | USD | evidence → |
| Interest expense | 457,000 | USD | evidence → |
| Net interest income | 1,662,000 | USD | evidence → |
| Noninterest income | 143,000 | USD | evidence → |
| Noninterest expense | 8,234,000 | USD | evidence → |
| Provision for loan losses | 641,000 | USD | evidence → |
| Pretax income | -7,069,000 | USD | evidence → |
| Income tax | 6,000 | USD | evidence → |
| Net income | -7,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,076,000 | USD | evidence → |
| Total capital | 29,717,000 | USD | evidence → |
| Risk-weighted assets | 89,126,000 | USD | evidence → |