Call reports 2001
HORIZON BANK — 2001
What HORIZON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,684,000 | 71,313,000 | 72,265,000 | 70,028,000 |
| Total loans | 51,327,000 | 50,852,000 | 49,231,000 | 47,800,000 |
| Allowance for loan losses | 777,000 | 766,000 | 725,000 | 725,000 |
| Securities available for sale | 7,457,000 | 7,119,000 | 6,834,000 | 7,769,000 |
| Securities held to maturity | 629,000 | 529,000 | 414,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,284,000 | 58,735,000 | 59,308,000 | 57,230,000 |
| Interest-bearing deposits | 51,353,000 | 51,590,000 | 51,242,000 | 49,588,000 |
| Noninterest-bearing deposits | 6,931,000 | 7,145,000 | 8,066,000 | 7,642,000 |
| Equity capital | 11,574,000 | 11,769,000 | 12,094,000 | 12,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,715,000 | 3,975,000 | 5,223,000 |
| Interest expense | 682,000 | 1,341,000 | 1,943,000 | 2,461,000 |
| Net interest income | 725,000 | 1,374,000 | 2,032,000 | 2,762,000 |
| Noninterest income | 126,000 | 284,000 | 464,000 | 634,000 |
| Noninterest expense | 422,000 | 912,000 | 1,351,000 | 1,885,000 |
| Provision for loan losses | 75,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 354,000 | 656,000 | 1,055,000 | 1,421,000 |
| Income tax | 115,000 | 229,000 | 342,000 | 354,000 |
| Net income | 239,000 | 427,000 | 713,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,776,000 | 10,977,000 | 11,286,000 | 11,315,000 |
| Total capital | 11,473,000 | 11,666,000 | 11,964,000 | 11,981,000 |
| Risk-weighted assets | 54,236,000 | 53,605,000 | 52,873,000 | 51,326,000 |