Call report 2005Q4
MERCANTILE COUNTY BANK — 2005Q4
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 940,519,000 | USD | evidence → |
| Total loans | 783,039,000 | USD | evidence → |
| Allowance for loan losses | 9,539,000 | USD | evidence → |
| Securities available for sale | 111,809,000 | USD | evidence → |
| Securities held to maturity | 1,670,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 728,807,000 | USD | evidence → |
| Interest-bearing deposits | 507,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 221,368,000 | USD | evidence → |
| Equity capital | 80,939,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,032,000 | USD | evidence → |
| Interest expense | 11,308,000 | USD | evidence → |
| Net interest income | 40,724,000 | USD | evidence → |
| Noninterest income | 6,200,000 | USD | evidence → |
| Noninterest expense | 18,345,000 | USD | evidence → |
| Provision for loan losses | 820,000 | USD | evidence → |
| Pretax income | 27,759,000 | USD | evidence → |
| Income tax | 10,515,000 | USD | evidence → |
| Net income | 17,244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,489,000 | USD | evidence → |
| Total capital | 116,005,000 | USD | evidence → |
| Risk-weighted assets | 728,884,000 | USD | evidence → |