Call report 2003Q2
MERCANTILE COUNTY BANK — 2003Q2
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 385,635,000 | USD | evidence → |
| Total loans | 307,792,000 | USD | evidence → |
| Allowance for loan losses | 5,824,000 | USD | evidence → |
| Securities available for sale | 55,883,000 | USD | evidence → |
| Securities held to maturity | 1,449,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,419,000 | USD | evidence → |
| Interest-bearing deposits | 229,687,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,732,000 | USD | evidence → |
| Equity capital | 44,721,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,289,000 | USD | evidence → |
| Interest expense | 1,981,000 | USD | evidence → |
| Net interest income | 9,308,000 | USD | evidence → |
| Noninterest income | 1,539,000 | USD | evidence → |
| Noninterest expense | 5,106,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 5,712,000 | USD | evidence → |
| Income tax | 2,099,000 | USD | evidence → |
| Net income | 3,613,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,900,000 | USD | evidence → |
| Total capital | 44,431,000 | USD | evidence → |
| Risk-weighted assets | 280,226,000 | USD | evidence → |