Call report 2002Q4
MERCANTILE COUNTY BANK — 2002Q4
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 375,644,000 | USD | evidence → |
| Total loans | 295,383,000 | USD | evidence → |
| Allowance for loan losses | 5,637,000 | USD | evidence → |
| Securities available for sale | 59,381,000 | USD | evidence → |
| Securities held to maturity | 1,349,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,307,000 | USD | evidence → |
| Interest-bearing deposits | 216,672,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,635,000 | USD | evidence → |
| Equity capital | 43,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,190,000 | USD | evidence → |
| Interest expense | 4,586,000 | USD | evidence → |
| Net interest income | 17,604,000 | USD | evidence → |
| Noninterest income | 3,261,000 | USD | evidence → |
| Noninterest expense | 9,726,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 10,899,000 | USD | evidence → |
| Income tax | 3,874,000 | USD | evidence → |
| Net income | 7,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,948,000 | USD | evidence → |
| Total capital | 43,310,000 | USD | evidence → |
| Risk-weighted assets | 266,695,000 | USD | evidence → |