Call reports 2026
UNITY NATIONAL BANK OF HOUSTON — 2026
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 236,180,000 | 224,864,000 |
| Total loans | 142,724,000 | 148,351,000 |
| Allowance for loan losses | 2,040,000 | 2,099,000 |
| Securities available for sale | 50,867,000 | 49,473,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 204,546,000 | 193,487,000 |
| Interest-bearing deposits | 181,598,000 | 124,795,000 |
| Noninterest-bearing deposits | 22,948,000 | 68,692,000 |
| Equity capital | 26,633,000 | 27,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,684,000 | 5,188,000 |
| Interest expense | 1,375,000 | 2,801,000 |
| Net interest income | 1,309,000 | 2,387,000 |
| Noninterest income | 11,862,000 | 22,957,000 |
| Noninterest expense | 12,652,000 | 24,753,000 |
| Provision for loan losses | -14,000 | -14,000 |
| Pretax income | 533,000 | 605,000 |
| Income tax | 111,000 | 151,000 |
| Net income | 422,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,819,000 | 27,616,000 |
| Total capital | 33,111,000 | 29,811,000 |
| Risk-weighted assets | 102,543,000 | 178,761,000 |