Call reports 2023
UNITY NATIONAL BANK OF HOUSTON — 2023
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 204,982,000 | 200,923,000 | 183,396,000 | 209,014,000 |
| Total loans | 107,600,000 | 103,268,000 | 100,550,000 | 106,116,000 |
| Allowance for loan losses | 2,282,000 | 2,088,000 | 2,136,000 | 2,048,000 |
| Securities available for sale | 53,596,000 | 52,516,000 | 52,491,000 | 57,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,664,000 | 158,804,000 | 155,314,000 | 178,865,000 |
| Interest-bearing deposits | 137,927,000 | 132,539,000 | 129,789,000 | 151,580,000 |
| Noninterest-bearing deposits | 26,737,000 | 26,265,000 | 25,525,000 | 27,285,000 |
| Equity capital | 22,182,000 | 23,131,000 | 23,365,000 | 26,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,163,000 | 4,474,000 | 6,941,000 | 10,236,000 |
| Interest expense | 748,000 | 1,617,000 | 2,652,000 | 3,752,000 |
| Net interest income | 1,415,000 | 2,857,000 | 4,289,000 | 6,484,000 |
| Noninterest income | 12,524,000 | 24,422,000 | 34,367,000 | 44,418,000 |
| Noninterest expense | 13,077,000 | 25,474,000 | 35,804,000 | 46,046,000 |
| Provision for loan losses | 0 | -198,000 | -148,000 | -147,000 |
| Pretax income | 862,000 | 2,003,000 | 3,000,000 | 5,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 2,003,000 | 3,000,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,428,000 | 30,792,000 | 31,790,000 | 33,510,000 |
| Total capital | 30,790,000 | 32,103,000 | 33,073,000 | 34,925,000 |
| Risk-weighted assets | 108,098,000 | 104,165,000 | 101,742,000 | 112,521,000 |