Call reports 2022
UNITY NATIONAL BANK OF HOUSTON — 2022
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 251,462,000 | 246,561,000 | 214,598,000 | 206,417,000 |
| Total loans | 125,447,000 | 125,050,000 | 120,271,000 | 118,464,000 |
| Allowance for loan losses | 1,961,000 | 2,193,000 | 2,185,000 | 2,285,000 |
| Securities available for sale | 53,451,000 | 55,360,000 | 52,824,000 | 50,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,042,000 | 221,191,000 | 182,508,000 | 182,774,000 |
| Interest-bearing deposits | 193,043,000 | 188,566,000 | 153,662,000 | 154,956,000 |
| Noninterest-bearing deposits | 32,999,000 | 32,625,000 | 28,846,000 | 27,818,000 |
| Equity capital | 22,253,000 | 20,713,000 | 19,330,000 | 20,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,762,000 | 5,798,000 | 8,068,000 |
| Interest expense | 138,000 | 360,000 | 632,000 | 998,000 |
| Net interest income | 1,774,000 | 3,402,000 | 5,166,000 | 7,070,000 |
| Noninterest income | 10,900,000 | 23,638,000 | 33,762,000 | 44,180,000 |
| Noninterest expense | 11,616,000 | 25,063,000 | 36,116,000 | 47,620,000 |
| Provision for loan losses | 400,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 658,000 | 1,377,000 | 2,212,000 | 3,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 658,000 | 1,377,000 | 2,212,000 | 3,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,195,000 | 26,913,000 | 27,748,000 | 28,566,000 |
| Total capital | 27,625,000 | 28,509,000 | 29,225,000 | 30,018,000 |
| Risk-weighted assets | 113,925,000 | 127,102,000 | 117,462,000 | 115,380,000 |