Call reports 2021
UNITY NATIONAL BANK OF HOUSTON — 2021
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 187,172,000 | 227,583,000 | 241,962,000 | 253,823,000 |
| Total loans | 140,012,000 | 162,973,000 | 150,639,000 | 135,632,000 |
| Allowance for loan losses | 1,118,000 | 1,394,000 | 1,427,000 | 1,692,000 |
| Securities available for sale | 22,641,000 | 37,564,000 | 43,514,000 | 51,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,501,000 | 200,055,000 | 213,974,000 | 225,666,000 |
| Interest-bearing deposits | 131,316,000 | 160,647,000 | 36,969,000 | 193,641,000 |
| Noninterest-bearing deposits | 36,185,000 | 39,408,000 | 177,005,000 | 32,025,000 |
| Equity capital | 18,513,000 | 23,939,000 | 24,438,000 | 24,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 4,094,000 | 6,107,000 | 8,163,000 |
| Interest expense | 115,000 | 239,000 | 366,000 | 499,000 |
| Net interest income | 1,585,000 | 3,855,000 | 5,741,000 | 7,664,000 |
| Noninterest income | 317,000 | 3,171,000 | 13,437,000 | 21,389,000 |
| Noninterest expense | 1,464,000 | 5,797,000 | 16,936,000 | 25,903,000 |
| Provision for loan losses | 325,000 | 600,000 | 955,000 | 1,165,000 |
| Pretax income | 113,000 | 629,000 | 1,287,000 | 2,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 629,000 | 1,287,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,610,000 | 24,127,000 | 24,817,000 | 25,533,000 |