Call reports 2017
UNITY NATIONAL BANK OF HOUSTON — 2017
What UNITY NATIONAL BANK OF HOUSTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,200,000 | 101,625,000 | 98,698,000 | 96,010,000 |
| Total loans | 74,094,000 | 74,246,000 | 72,728,000 | 69,915,000 |
| Allowance for loan losses | 833,000 | 875,000 | 903,000 | 943,000 |
| Securities available for sale | 12,927,000 | 12,926,000 | 12,246,000 | 10,968,000 |
| Securities held to maturity | 729,000 | 194,000 | 165,000 | 134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,625,000 | 91,158,000 | 87,284,000 | 84,992,000 |
| Interest-bearing deposits | 77,674,000 | 76,986,000 | 71,698,000 | 68,611,000 |
| Noninterest-bearing deposits | 13,951,000 | 14,172,000 | 15,586,000 | 16,381,000 |
| Equity capital | 7,347,000 | 10,057,000 | 11,005,000 | 10,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,034,000 | 3,161,000 | 4,247,000 |
| Interest expense | 134,000 | 274,000 | 410,000 | 556,000 |
| Net interest income | 882,000 | 1,760,000 | 2,751,000 | 3,691,000 |
| Noninterest income | 142,000 | 300,000 | 434,000 | 565,000 |
| Noninterest expense | 1,158,000 | 2,416,000 | 3,534,000 | 4,762,000 |
| Provision for loan losses | 26,000 | 65,000 | 104,000 | 137,000 |
| Pretax income | -160,000 | -421,000 | -455,000 | -645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -160,000 | -421,000 | -455,000 | -645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,529,000 | 10,151,000 | 11,117,000 | 10,928,000 |
| Total capital | 8,362,000 | 11,026,000 | 12,020,000 | 11,818,000 |
| Risk-weighted assets | 72,811,000 | 75,191,000 | 73,807,000 | 71,209,000 |